Terms of service
Terms and Conditions
Last Updated: 9/1/2025
This Terms and Conditions agreement (“Terms”) is a legal agreement between you (“User” or “you”) and Boss Gal Beauty Bar (“Company,” “we,” “us,” or “our”). These Terms govern your access to and use of our website and/or mobile application located at www.bossgalbeautybar.com (the “Site”) and any related products and services provided by the Company (collectively, the “Services”). By accessing, browsing, or using the Site or Services (including by clicking “Agree” or a similar button), you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you should not use the Site or Services.
Website Access and Use
We grant you a limited, revocable, non-transferable license to access and make personal use of our Site and Services provided you are at least 18 years old. You agree to use the Site and Services only for lawful purposes and in compliance with these Terms and all applicable laws and regulations. Prohibited Conduct: You will not, for example, (a) engage in any unlawful, fraudulent, or abusive activity; (b) disrupt or interfere with the Site’s functionality or security; (c) attempt to gain unauthorized access to any accounts, data, or systems; or (d) use the Site to transmit any viruses, malware, or other harmful code. We reserve the right to suspend or terminate your access to the Site or Services at our discretion if you violate these Terms or engage in any conduct that we deem inappropriate or harmful.
Products and Services
Offerings: Our Services may include the sale of physical products (“Products”) and/or the provision of digital or professional services (“Services”) as described on the Site www.bossgalbeautybar.com. All descriptions, images, references, features, content, specifications, and prices of Products or Services are subject to change at any time without notice. We strive to ensure that all details on the Site are accurate, but we do not warrant that the descriptions or other content are error-free, complete, or current. Availability: Any Product or Service displayed on the Site does not guarantee its availability. We reserve the right to discontinue or modify any of our offerings at any time. We also reserve the right to impose quantity limits on any order, reject all or part of an order, and discontinue Products or Services without prior notice, even if you have already placed your order.
Order Acceptance: Your placement of an order through the Site is an offer to purchase the specified Products or Services under these Terms. All orders are subject to our acceptance. We may, in our sole discretion, refuse or cancel any order for any reason (for example, due to limitations on quantities available, inaccuracies or errors in Product or pricing information, or suspected fraud). If we cancel an order after you have already been charged, we will promptly issue a refund for the amount charged.
Pricing and Payments
Prices: All prices posted on our Site are in U.S. dollars unless otherwise stated, and are subject to change without notice. We make every effort to display accurate pricing, but errors can occur. If we discover a pricing error in your order, we will contact you with the corrected price and you will have the option to proceed with the order at the correct price or cancel it. Taxes: Prices do not include applicable taxes or charges (such as sales tax or VAT) unless explicitly stated. You are responsible for any such taxes or charges related to your purchase, which will be added (as required) at checkout in accordance with applicable laws.
Payment: By providing a payment method (e.g. credit card, online payment service), you represent that you are authorized to use the chosen payment method and authorize us (or our third-party payment processor) to charge the full amount of your purchase (including any applicable taxes and fees) to that payment method. All payments must be received in full before Products are shipped or Services are rendered. If your payment method fails or your account is past due, we reserve the right to suspend or cancel your order. If you sign up for a subscription or recurring Service, you authorize us to charge your payment method automatically at the interval stated (e.g., monthly or annually) for the fees due. You can cancel a subscription by contacting us at least 30 days before your next billing date to avoid further charges.
Shipping and Returns (if applicable to physical products)
Shipping: We will arrange for delivery of physical Products to you. Shipping Times: Any shipping or delivery dates provided are good-faith estimates only. While we strive to meet these timelines, we are not responsible for delays caused by carriers, customs clearance, or other factors beyond our control. Title to and risk of loss of goods pass to you upon our delivery of the Products to the carrier, except as otherwise provided by law. You are responsible for providing accurate shipping information; we are not liable for shipments misdirected or lost due to incorrect details provided by you.
Returns and Refunds: We want you to be satisfied with your purchase. Unless otherwise stated on the Site for specific Products, we generally accept returns of unopened or unused Products within 30 days from the delivery date. To be eligible for a return or exchange, items must be in their original condition (with original packaging, tags, and accessories) and you must provide proof of purchase (such as the order number or receipt). Return Process: To initiate a return, please contact us at booking@bossgalbeautybar.com with your order details and reason for return. We will provide instructions on how to send back the item. You may be responsible for paying return shipping costs, unless the return is due to our error or a defective product, in which case we will cover reasonable return shipping charges. Refunds: Upon receiving and inspecting the returned item, we will issue a refund to your original payment method for the purchase price of the item, minus any applicable restocking fees if any, within a reasonable time. Original shipping fees are non-refundable unless the return is due to our error. Non-Returnable Items: Certain products are final sale or otherwise ineligible for return (for example, perishable goods, digital downloads, gift cards, or personalized items). We will indicate any such exceptions on the product page or at the time of purchase.
Note (International and Legal Compliance): If you sell to customers in other jurisdictions, be aware that laws may grant additional rights beyond our standard policy. For example, under EU law, consumers purchasing online have a statutory 14-day “cooling-off” period during which they can cancel the contract and return goods or cancel services without giving a reason. Our policies are intended to comply with applicable consumer protection laws, and we will honor any mandatory rights you have under your local laws. (For instance, if EU law provides you a longer return/cancellation right or statutory warranty, those will apply in addition to or in place of the above terms.)
Intellectual Property
All content and materials on the Site and provided through the Services – including but not limited to text, graphics, logos, buttons, icons, images, audio clips, video, software, and other content (collectively, “Content”) – are the property of Boss Gal Beauty Bar or its licensors and are protected by intellectual property laws (e.g., copyright, trademark) in the United States and internationally. Trademarks: All trademarks, service marks, trade names, logos, and trade dress of the Company (including Boss Gal Beauty Bar, its logos, and product names) are owned by the Company. You are not granted any right or license to use any of these marks without our prior written permission. Limited License: The Company grants you a limited, non-exclusive, non-transferable license to access and use the Site and its Content for your personal, non-commercial use. Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, or transmit any Content on the Site without the Company’s express prior written consent, except for your personal, non-commercial use (e.g., temporarily caching to view content, or printing a reasonable number of pages for personal use). If you download or print Content for personal use, you must retain all proprietary notices. Any unauthorized use of the Site or Content terminates the permission or license granted by the Company and may violate applicable law.
Privacy and Data Protection
Your privacy is important to us. Our Privacy Policy describes how we collect, use, store, and disclose personal information when you use our Site and Services. By using the Site or Services, you agree that we can collect and use your information as outlined in our Privacy Policy and in accordance with applicable data protection laws. We implement reasonable technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, you acknowledge that no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
User Accounts and Credentials: If you create an account on our Site, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
Compliance with Laws: We comply with U.S. privacy laws and regulations applicable to our operations. If we are required to comply with additional laws (such as the California Consumer Privacy Act (CCPA) for California residents or the General Data Protection Regulation (GDPR) for users in the European Union), we will take necessary steps to do so. International Users: If you access the Site from outside the United States, you understand that your information may be transferred to and processed in the U.S. or other jurisdictions. We will handle such data transfers in accordance with applicable law. Note: Businesses operating in the EU or providing services to EU residents must ensure GDPR compliance, which includes obtaining appropriate consent for data collection and providing clear privacy notices. You may need to adapt this Privacy section and have a dedicated Privacy Policy to meet the requirements of other jurisdictions (e.g., GDPR in the EU, UK data protection laws, Canadian PIPEDA), including detailing user rights and data handling practices.
Disclaimers and Limitation of Liability
General Disclaimer: Your use of the Site and Services is at your own risk. The Site, Services, and all Content therein are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied. To the fullest extent permitted by law, Boss Gal Beauty Bar disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not guarantee that the Site or Services will be uninterrupted, error-free, or secure; that defects will be corrected; or that the Site, Services, or the servers that make them available are free of viruses or other harmful components.
No Warranty on Information: The information, materials, and Services provided on or through the Site are for general informational purposes only. We make no representation or warranty that any content is accurate, complete, reliable, current, or error-free. Third-Party Content: We may provide links or access to third-party websites, content, or services for your convenience. We do not endorse, warrant, or assume responsibility for any third-party offerings. If you access any third-party content, you do so at your own risk, and your use may be subject to the third party’s terms and policies.
Limitation of Liability: To the maximum extent permitted by law, Boss Gal Beauty Bar and its affiliates, officers, employees, agents, and partners shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, or any loss of profits, revenues, business opportunities, goodwill, use, data, or other intangible losses, arising out of or related to your use of (or inability to use) the Site or Services, regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages. In jurisdictions that do not allow the exclusion of certain types of damages, some of the above limitations may not apply to you. Cap on Liability: To the extent permitted by law, our total liability to you for all claims arising out of or relating to these Terms or your use of the Site/Services shall not exceed the amount (if any) that you paid to us for the specific Product or Service in question in the 6 months preceding the event giving rise to the liability, or $100, whichever is greater.
Consumer Rights Notice: Nothing in these Terms is intended to exclude or limit any condition, warranty, right, or liability which may not be lawfully excluded or limited. Because some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages, some of the above disclaimers and limitations may not apply to you. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.
Governing Law and Jurisdiction
These Terms and any dispute arising out of or relating to these Terms, the Site, or the Services will be governed by and construed in accordance with the laws of Ohio and the federal laws of the United States, without regard to its conflict of law principles. You agree that any legal suit, action, or proceeding arising out of or related to these Terms or your use of the Site/Services must be brought exclusively in the courts of Franklin County, Ohio or, if federal jurisdiction exists, the United States District Court for the Southern District of Ohio. You consent to the personal jurisdiction of and venue in such courts and waive any objection to the exercise of jurisdiction over you by such courts or to venue in such courts.
If you are using the Site or Services in a jurisdiction that does not allow for the choice of law or venue as stated above, this Governing Law and Jurisdiction clause will apply to the extent permitted. Regardless of any statute or law to the contrary, you must file any claim or cause of action arising out of or related to use of the Site/Services or these Terms within one (1) year after such claim or cause of action arose or be forever barred (to the extent allowable by the applicable jurisdiction).
Contact Information
If you have any questions, concerns, or comments about these Terms or our Services, please contact us at:
• Business Name: Boss Gal Beauty Bar
• Business Address: 122 Graceland Blvd. Columbus OH 43214
• Contact Email: booking@bossgalbeautybar.com
• Contact Phone: 614-820-5178
We will endeavor to respond to all legitimate inquiries in a timely manner. All notices to us relating to legal matters (such as disputes or alleged breaches of these Terms) should be in writing and sent to the address above, marked Attn: Legal Department.
Revisions to Terms
We reserve the right to modify or update these Terms at any time, in our sole discretion. If we make material changes, we will post the updated Terms on this page [and update the “Last Updated” date above]. It is your responsibility to review these Terms periodically for any changes. Effective Date of Changes: Changes to these Terms are effective immediately upon posting, unless otherwise specified. By continuing to use the Site or Services after any changes are posted, you accept and agree to the updated Terms. If you do not agree to any revised Terms, you must stop using our Site and Services. No modification or alteration of these Terms by you (including in any purchase order or communication) will be binding on the Company unless explicitly agreed in writing by an authorized representative of [Insert Business Name].
________________________________________
Industry-Specific Terms (Optional Add-Ons)
The following additional clauses can be inserted into your Terms & Conditions if your business operates in one of the specific industries listed. These optional add-ons address key legal and consumer compliance considerations unique to each industry. Include any that are relevant to your business and omit those that are not.
E-Commerce (Online Stores)
• Product Descriptions and Variations: While we strive for accuracy, actual product colors, dimensions, and other details may slightly vary from what is depicted on the Site. All descriptions and illustrations are provided for convenience and informational purposes only, and do not constitute a warranty or guarantee of any kind. Customers understand that minor differences (e.g., color tone, packaging updates) can occur between the online images and the actual product received.
• Order Fulfillment and Risk of Loss: Orders will be processed and fulfilled subject to product availability. We reserve the right to substitute an item with a comparable replacement if the original product is unavailable (with customer’s permission or as allowed by law). Once an order is shipped, title and risk of loss pass to the customer upon delivery by us to the carrier, except as otherwise provided by consumer law. We are not liable for delivery delays or failures caused by events beyond our control (e.g., carrier delays, customs clearance issues, natural disasters).
• Compliance with Consumer Protection Laws: Our e-commerce operations comply with applicable consumer protection and electronic commerce laws. We adhere to laws regarding truthful advertising, unfair or deceptive practices, and warranty obligations. In jurisdictions with additional e-commerce regulations (such as specific disclosure requirements for online sales), we will comply with those mandates. For instance, if required, we will provide consumers with a right of withdrawal/return for a specified period or detailed information on their checkout rights in accordance with local laws. We encourage customers to familiarize themselves with their rights under their local consumer laws; nothing in our Terms is intended to limit those rights.
• Returns & Refunds Policy Transparency: In addition to the “Shipping and Returns” section above, e-commerce customers should review our detailed Return/Refund Policy [if separate or expanded]. It outlines the procedures for returns, exchanges, and refunds, including any restocking fees or return shipping responsibilities. We comply with all legal requirements for returns.
• Payment Security and Fraud Prevention: We utilize secure payment processing methods (e.g., SSL encryption, PCI DSS compliant payment gateways) to protect customers’ financial information. All transactions are subject to fraud screening and verification. We may refuse to process, delay, or cancel an order if we suspect fraudulent activity or payment issues. Authorized Purchases: Customers must use their own payment method or have authorization to use the payment instrument. We are not responsible for losses suffered due to unauthorized account access unless caused by our negligence.
SaaS (Software-as-a-Service) and Online Platforms
• License to Use Software/Service: For SaaS offerings or software platforms, we grant users a non-exclusive, non-transferable, limited license to access and use our software/service solely for their internal business or personal purposes, in accordance with these Terms and any applicable plan or subscription (“Authorized Use”). Users shall not (and shall not allow any third party to) copy, modify, distribute, sell, or lease any part of our software/service, nor reverse engineer or attempt to extract the source code of any software, except as permitted by law. All rights not expressly granted to the user are reserved by the Company.
• Subscription Terms & Auto-Renewals: If the SaaS is provided on a subscription basis, the subscription will commence on the date of purchase and continue for the initial term selected (e.g., monthly or annual) (“Subscription Term”). Auto-Renewal: The subscription will automatically renew for successive terms unless you cancel it prior to the renewal date. By subscribing, you authorize recurring billing and agree that unless you cancel, your payment method will be charged the then-current subscription fee (plus any applicable taxes) at each renewal. We will notify you of any price increases or material changes to subscription terms in advance as required by law. You may cancel your subscription effective as of the end of the current Subscription Term by following the cancellation procedures in your account or contacting our support.
• Service Levels and Uptime (if applicable): We aim to provide reliable and accessible services. However, we do not guarantee that the SaaS platform will be available 100% of the time. Downtime and Maintenance: The Service may be subject to occasional downtime for maintenance, updates, or other issues. We will endeavor to schedule planned maintenance during off-peak hours and provide advance notice when feasible. No Liability for Downtime: We shall not be liable for any losses or damages due to Service unavailability or slow performance, but if we offer a Service Level Agreement (SLA) with uptime commitments or credits, those terms will be stated separately [Insert reference if an SLA exists].
• Data and Privacy in SaaS: You retain ownership of all data you input or upload into the SaaS platform (“Customer Data”). We will use and process Customer Data only as necessary to provide the Service, and in accordance with our Privacy Policy and any applicable data processing agreement. We implement security measures designed to protect Customer Data; however, you are responsible for maintaining appropriate backup copies of your data. GDPR Compliance: If applicable, we offer a Data Processing Addendum (DPA) for customers who require it under GDPR or similar laws, outlining how we protect personal data within the SaaS. By using the Service, you agree to our data practices and to obtain any necessary consents from end-users whose data you input into the Service.
• Termination and Suspension: We reserve the right to suspend or terminate your access to the SaaS platform for any violation of these Terms, including non-payment or misuse of the Service. Upon termination (by either party), your right to access the Service ceases, and we may delete or deactivate your account and data after a certain retention period, except to the extent we are obligated or permitted to retain such data under law or our internal policies. We recommend that you export your data before terminating the Service. If we terminate without cause and you have pre-paid fees for a future period, we will refund the prorated, unearned portion of such fees.
Digital Marketing Services
• No Guaranteed Results: We commit to applying reasonable skills, experience, and best practices in providing digital marketing services (such as SEO, SEM, social media management, email marketing, etc.), but we do not guarantee any specific results or outcomes. You acknowledge that marketing performance (e.g., search engine rankings, website traffic, conversion rates) depends on many factors outside our control – including search engine algorithms, marketplace conditions, customer behavior, and competitor actions – and thus we cannot warrant any particular return on investment or success metrics. Any examples of results or performance levels are for illustrative purposes only and not promises of future performance.
• Client Materials and Compliance: If you provide us with materials (such as logos, images, ad copy, email lists, or other content) or request us to publish content on your behalf, you represent that you have all necessary rights and licenses to such materials and that they do not violate any law or rights of third parties. You are responsible for ensuring that your products, services, and instructions to us comply with all applicable laws and regulations (e.g., truth-in-advertising laws, CAN-SPAM Act for email campaigns, FTC endorsement guidelines, platform terms of use for promotions). We will not be liable for any legal issues arising from the content or directives you supply. Review and Approval: You are ultimately responsible for reviewing and approving any marketing materials or campaigns we prepare for you. Your approval signifies that you have vetted the materials for accuracy and compliance.
• Third-Party Platforms and Tools: Our digital marketing services often involve the use of or integration with third-party platforms (e.g., Google Ads, Facebook/Meta, LinkedIn, email service providers) and tools (e.g., analytics software, CRM systems). You acknowledge that we are not affiliated with or controlled by these third parties, and that use of their platforms is subject to their terms and policies. We are not responsible or liable for service interruptions, data loss, technical issues, or changes in terms by these external platforms that may affect the marketing services. For example, if a social media platform experiences downtime or an analytics tool has tracking errors, we will work to mitigate issues but cannot guarantee such issues will be resolved or avoidable.
• Performance Tracking and Reporting: We will provide periodic reports or updates on campaign performance as agreed (e.g., monthly analytics summaries, KPI reports). While we strive for accuracy in tracking and analytics, you understand that data from third-party sources (like ad platforms or web analytics) may contain inaccuracies or discrepancies. We are not liable for conclusions drawn from inaccurate data provided by those sources. We encourage you to monitor results independently as needed.
• Limitation of Service Scope: Digital marketing services do not include legal, accounting, or tax advice. Any guidance we provide on compliance (e.g., regarding contest rules, data privacy, or ad regulations) is for informational purposes, and you should consult your own legal counsel for formal advice. Additionally, unless otherwise agreed in writing, our responsibility does not extend to long-term maintenance of content or assets (e.g., we are not obligated to archive or retain copies of every social media post or design after delivery). Once deliverables are handed off or published, the client is responsible for proper backup and storage of those materials.
Physical Retail (Brick-and-Mortar Stores)
• In-Store Purchases and Receipts: If you purchase goods or services at one of our physical retail locations, those transactions are governed by the policies stated on your purchase receipt and any signage or handouts provided in-store. Returns for In-Store Purchases: Typically, items bought in-store may be returned or exchanged within 30 days with the original receipt, subject to the item being in saleable condition and any specific exclusions (like final sale items). The return and refund terms in this online Terms document may not fully apply to in-store purchases, as local store policy (which complies with applicable local consumer laws) will take precedence for those transactions. Please refer to the receipt or inquire at the store for the exact in-store return policy. (Note: In many jurisdictions, in-store purchases do not carry an automatic cooling-off cancellation right like online sales do.)
• Safety and Liability on Premises: We strive to maintain safe, clean, and secure retail premises for our customers. By entering our store, you agree to abide by any posted safety rules and to conduct yourself in a manner respectful of our staff, other customers, and property. Limitation of Liability for Premises: To the extent permitted by law, our company is not liable for injuries, losses, or damages sustained in our store facilities due to circumstances beyond our direct control or not caused by our negligence. We carry appropriate insurance and will address any legitimate claims in accordance with local laws (for example, if you are injured due to a dangerous condition caused by our negligence, you may have rights under premises liability laws).
• Consistency of Online and In-Store Policies: We aim to align our online and in-store customer experience and policies. However, certain promotions, prices, or programs may differ between our website and physical stores. Each channel’s specific terms will apply. For example, online-exclusive promotions will not obligate our physical stores, and vice versa (unless expressly stated). If you have questions about whether a particular online offer is honored in-store (or vice versa), please contact us or ask store staff for clarification.
• Local Laws and Regulations: Our physical retail operations comply with all relevant local and state laws, such as health and safety regulations, consumer protection laws (e.g., requirements for item pricing and refunds), and data privacy laws for any in-store data collection (like loyalty programs or email sign-ups). If certain jurisdictions mandate additional consumer rights or disclosures (for example, some states require specific signage for refund policies or warnings like California’s Proposition 65 for products containing certain substances), we will ensure those requirements are met in our stores.
Professional Services (e.g., Consulting, Agency, Freelance Services)
• No Guaranteed Outcomes; Standard of Care: In providing professional services (such as consulting, design, advisory, or agency work), we agree to perform the services with reasonable care, skill, and diligence consistent with industry standards. However, we do not guarantee any specific outcome, result, or improvement as a consequence of our services. Any timelines, milestones, or deliverables will be as outlined in a separate statement of work or proposal, and we will use best efforts to meet them. You acknowledge that results may vary and that external factors or your own cooperation and inputs can significantly influence outcomes.
• Client Responsibilities and Cooperation: The success and timely completion of our professional services often depend on your cooperation and providing us with accurate information, feedback, decisions, and approvals. You agree to designate a knowledgeable representative to liaise with us and to respond to inquiries or requests for materials promptly. We are not liable for delays or failures in our service caused by your failure to fulfill these obligations. If our engagement requires access to your systems, facilities, or personnel, you will provide such access in a safe and timely manner.
• Professional Advice Disclaimer: Any advice, guidance, or consultation we provide as part of our services is for your benefit in the context of the project or scope defined. However, unless expressly agreed in a signed contract, our advice does not constitute legal, financial, accounting, or other licensed professional advice. You should seek independent professional advice in those areas if needed. For example, if we are a business consulting firm, any financial projections or strategy recommendations we give are not guarantees and are not a substitute for legal or financial counsel. You remain responsible for all decisions and implementations following our advice.
• Limitation of Liability for Services: To the extent permitted by law, our liability for professional services is limited as stated in the general Limitation of Liability clause of these Terms. In any case, and unless a lower limitation is stated in a signed service agreement, if we are found liable for any claim arising from professional services, our liability will be limited to the amount of fees you paid for those services. We will not be liable for any indirect or consequential damages arising from the services, such as lost profits or business interruptions, even if advised of such possibilities. This limitation applies to any claim in contract, tort, or otherwise.
• Intellectual Property in Deliverables: Unless otherwise agreed in writing, we retain ownership of any of our pre-existing intellectual property and methodologies used in performing services. The deliverables or work product we create specifically for you (for example, reports, designs, or software code) may be transferred to you as outlined in the service agreement (e.g., assignment upon full payment, or licensed for your use). We reserve the right to use general know-how, skills, or experience gained during the engagement, provided we do not disclose your confidential information. If the services involve creating copyrightable works or inventions, a separate contract may detail how those IP rights are allocated.
Financial Services (Non-Banking Financial Products or Advice)
• No Investment/Financial Advice or Offer: Content on our Site or communications from us are not intended as individualized investment, financial, or legal advice. Any financial information, market data, news, analyses, or opinions that we (or third parties on our Site) provide are for general informational purposes. You should not construe any Site content as a recommendation to buy or sell securities, to make any investment, or to engage in any specific financial transaction. Do not make financial decisions based solely on information obtained from our Site or staff without seeking professional advice. Regulatory Status: We are not a registered financial advisor or broker-dealer, nothing on the Site is a solicitation to invest or an offer to buy/sell any financial instrument.
• Product-Specific Terms: If we offer specific financial products or services (for example, insurance products, loans, payment processing, investment tools, cryptocurrency services, etc.), such products will be subject to their own terms and disclosures provided to you at the time of engagement or transaction. Prevailing Agreement: In the event of any conflict between these general Terms and the specific agreement or disclosures for a financial product/service (such as a loan agreement, insurance policy terms, user agreement for a financial app), the specific product/service agreement will govern to the extent of the conflict.
• Compliance and Regulations: Our financial services comply with applicable financial regulations and consumer protection laws. For example, if we extend credit or loans, we do so in accordance with fair lending laws and regulations like the Truth in Lending Act (TILA) and Equal Credit Opportunity Act; if we provide investment services, we comply with SEC/FINRA regulations as required. We implement anti-money laundering (AML) and know-your-customer (KYC) procedures where mandated. You agree to provide any required information for us to meet our legal obligations (e.g., identity verification for financial accounts or transactions). We reserve the right to refuse or terminate a transaction or account if required by law (for instance, if you fail KYC checks or if the transaction is flagged under AML policies).
• Risk Disclosures: All investments and financial products carry risk. Past performance is not indicative of future results. If your use of our services involves potential financial risk (e.g., trading securities, cryptocurrency investing, etc.), be aware that you could lose money, including your principal. We will provide risk disclosure statements for particular services as required by law or good practice, and by using those services, you acknowledge receipt of those disclosures. You agree that we are not liable for losses due to market movements, acts of God, or other factors outside our control impacting your financial assets or decisions. Furthermore, any insurance or guarantee on financial products will be explicitly stated; otherwise, no government or third-party guarantees your investment with us. For example, if we offer custodial accounts for funds, we will indicate whether those funds are FDIC-insured or protected by any scheme (if not explicitly stated, assume they are not insured).
• No Fiduciary or Special Duty (Unless Agreed): Engaging with our financial-related services (like using a financial planning tool or receiving general market commentary) does not by itself create a fiduciary relationship between you and us. We act in an arm’s length capacity unless we have expressly agreed in writing to a fiduciary duty (for example, via a signed investment advisory contract). You remain solely responsible for your personal financial decisions. Always consider your personal financial situation and risk tolerance, and consult with qualified professionals as needed.
Health & Wellness Services or Products
• No Medical Advice: Our Site and Services may offer information related to health, wellness, nutrition, fitness, or similar topics. This information is for general informational purposes only and is not intended as medical advice. We are not healthcare professionals (unless explicitly stated otherwise), and we do not diagnose, treat, or prescribe medications or medical treatment. The content on our Site (including any text, graphics, images, or other material) should not be interpreted as a substitute for consultation with a licensed physician, therapist, nutritionist, or other healthcare provider. Always seek the advice of a qualified healthcare provider with any questions you have regarding a medical condition or before starting any new diet, exercise, or wellness program. Never disregard professional medical advice or delay seeking it because of something you have read on our Site.
• Use at Your Own Risk: Any reliance you place on health and wellness information from our Site or Services is strictly at your own risk. Individual results may vary. For example, if we provide workout plans or nutritional advice, understand that everyone’s body is different and may respond differently to exercise or diet changes. You assume full responsibility for any choices you make based on our offerings. If you experience any pain, illness, or other complications while using our products or following our programs, you should immediately cease the activity and consult a healthcare professional.
• Products (Supplements, Equipment, etc.): If we sell health-related products (such as dietary supplements, exercise equipment, or health devices), those products are provided only with the warranties (if any) provided by the manufacturer. Supplement Disclaimers: Any statements about dietary supplements or health benefits have not been evaluated by the U.S. Food and Drug Administration (FDA) unless expressly noted. Such products are not intended to diagnose, treat, cure, or prevent any disease. Always read labels, warnings, and directions before using a supplement or health product. If you have a medical condition or are taking medication, consult your doctor before using any new supplement or product. We are not liable for adverse reactions or consequences resulting from the use or misuse of any health products purchased from us, except as required by law.
• Privacy of Health Information: If you provide us with health-related personal information (for example, filling out a wellness questionnaire or scheduling a consultation), we will treat such information with care and in accordance with our Privacy Policy. Note that unless we are a covered entity under HIPAA (Health Insurance Portability and Accountability Act) – for instance, if we are a healthcare provider or handling health insurance information – our use of health data is governed by general data privacy laws rather than HIPAA. We will not disclose your sensitive health information to third parties without consent, except as necessary to provide our services or as required by law.
• Compliance with Health Regulations: We ensure our health and wellness offerings comply with relevant laws. For example, if we operate as a fitness club or provide nutritional counseling, we adhere to any state or local licensing requirements. If we collect information from users in the EU about health, we recognize that such data is considered sensitive under GDPR and will handle it accordingly (with explicit consent and robust protection measures). Any testimonials or endorsements on our Site about health results are genuine but may not reflect the typical experience; they are not guarantees of outcomes.
Banks and Credit Unions
• Member Account Agreements: If you open a bank account, credit account, or other financial account with us (assuming [Insert Business Name] is a bank, credit union, or similar financial institution), that account is also governed by a separate account agreement and accompanying disclosures (e.g., Deposit Account Agreement, Funds Availability Policy, Truth-in-Savings disclosure, Loan Agreement). Prevailing Terms: Those specific account agreements and disclosures will control in the event of any conflict with these general Terms for matters related to the account. This Terms & Conditions document primarily governs your use of our Site and general services, whereas your account agreement governs the specific financial transaction relationship.
• FDIC/NCUA Insurance (Deposits): [If applicable] Deposits held with us are insured by the Federal Deposit Insurance Corporation (FDIC) up to the standard maximum amount per depositor, per ownership category, as provided by law (currently $250,000 per depositor, subject to change). If we are a credit union, deposits are insured by the National Credit Union Administration (NCUA) to equivalent limits. We will clearly indicate which accounts or products are insured deposits and which are not (for instance, investment products like mutual funds or annuities offered through our institution are typically not FDIC or NCUA insured, not bank-guaranteed, and may lose value).
• Regulatory Compliance and Consumer Protections: We comply with all banking and financial regulations applicable to our institution. This includes federal and state laws such as the USA PATRIOT Act (for customer identification), Bank Secrecy Act (for anti-money laundering), Truth in Savings Act, Electronic Fund Transfer Act (for ATM/debit transactions and error resolution), Truth in Lending Act (for lending disclosures), Equal Credit Opportunity Act (fair lending), Community Reinvestment Act, and others as relevant. We provide customers with all required initial and periodic disclosures under these laws. For example, when you open a deposit account, you will receive information on interest rates, fees, and rights under Regulation E for electronic transfers; when you apply for a loan, you will receive disclosures about the cost of credit under Regulation Z. Using our Site to access your accounts is also subject to our online banking agreement (if one is provided) which details security, authentication, and your rights/liabilities for online transactions.
• Online Banking and Security: If our Site allows online banking activities (such as viewing balances, transferring funds, bill payments, or remote deposits), you must safeguard your online banking credentials. Never share your username, password, or multi-factor authentication tokens with anyone. We will never ask for your password via phone or email. You agree to notify us immediately if you suspect unauthorized access to your accounts. We employ security measures like encryption and multi-factor authentication to protect your online banking sessions; however, we cannot guarantee that unauthorized third parties will never be able to defeat those measures. Customer Liability: Your liability for unauthorized electronic fund transfers is outlined in your Electronic Fund Transfer disclosures; generally, timely reporting of lost/stolen credentials can limit your liability. We may suspend or terminate online access if we detect security risks or suspicious account activity.
• Notices and Statements: For bank/credit union services, you agree that we may deliver account statements, notices, and other communications electronically (via our online banking portal or email) if you have consented to electronic delivery, in compliance with the E-SIGN Act and other applicable laws. It is your responsibility to keep your contact information up to date with us. Any legal notices or service of process to us must be sent to our official address (as provided in Contact Information or in your account agreement), and not via email.
Consultants and Advisors (Independent Consultants, Coaches, Advisors)
• Scope of Engagement: If you engage us as an independent consultant or advisor (for business consulting, coaching, strategy, etc.), the scope of our services will typically be defined in a separate consulting agreement or proposal. That document will outline the project scope, deliverables, timeline, fees, and any special terms. These Terms apply in a supplementary manner to issues not covered in that consulting agreement. In case of a conflict, the signed consulting agreement will prevail for matters of the engagement’s scope or fees.
• No Public Dissemination of Advice: Our advice and deliverables are tailored for your specific needs and circumstances. You agree not to publish, share, or distribute our written reports or advice to third parties (except within your organization) without our consent, as it may be confidential and based on specific factual assumptions. If a third party uses or relies on our work without our written consent, we assume no responsibility to that third party. You may, however, share or act upon our advice internally within your business as needed.
• Client Information and Warranties: You represent that, to the best of your knowledge, any information or data you provide us in the course of an advisory engagement is accurate and complete. We will rely on information provided by you or on your behalf without independently verifying it (unless otherwise agreed as part of our scope). We are not liable for conclusions or advice that are compromised or rendered incorrect due to incomplete or inaccurate information supplied by you. If we are assisting with preparing documents or communications, you are responsible for final review and approval before use.
• Confidentiality: Both parties may share confidential or proprietary information during a consulting engagement. Any information that is marked as confidential or that should reasonably be understood to be confidential (business plans, customer data, trade secrets, etc.) will be protected by the receiving party with the same care as it uses for its own confidential information, and not less than a reasonable standard of care. Neither party will use the other’s confidential information for any purpose outside the scope of the engagement, nor disclose it to any third party, except to the extent required by law or with prior written consent. This confidentiality obligation continues for two years after the end of the engagement (or indefinitely for trade secrets) and does not apply to information that becomes public through no fault of the receiving party or was independently developed or rightfully obtained by the receiving party.
• Termination of Consulting Engagement: Either party may terminate a consulting engagement (as defined in a separate agreement) earlier if the other party materially breaches the engagement terms and fails to cure such breach within a reasonable period after notice. Upon any termination, you agree to pay for all services rendered and expenses incurred up to the termination date. Certain clauses intended to survive (such as payment obligations, confidentiality, limitation of liability, etc.) will remain in effect even after termination.
Legal Services (Law Firms, Legal Advice Platforms)
• No Attorney-Client Relationship via Website: The use of our Site, including contacting us through web forms or email, does not establish an attorney-client relationship between you and [Insert Business Name] or any of our attorneys. An attorney-client relationship is only formed after we have expressly agreed to represent you (for example, through a mutual execution of an engagement letter or retainer agreement) and not through the mere exchange of information. Do not send confidential or sensitive information to us through the Site or via email until you have spoken with one of our attorneys and we have confirmed in writing that we can represent you (as such information may not be protected by confidentiality or privilege until then).
• Informational Purpose of Content: Any articles, blog posts, guides, FAQs, or other legal-related information on our Site are provided as general educational content and are not legal advice. Laws and regulations vary by jurisdiction and change over time; information on our Site may not reflect the most current legal developments. Additionally, legal information on our Site may not apply to your particular situation. Disclaimer of Liability: We disclaim any and all liability with respect to actions taken or not taken based upon the contents of our Site. If you need legal advice, you should engage a qualified attorney licensed in your jurisdiction who can analyze your specific circumstances.
• Attorney Advertising and Ethics Compliance: In some jurisdictions, portions of our Site may be considered attorney advertising. You should not base your choice of legal counsel solely on information provided on a website. Past results do not guarantee future outcomes. Any testimonials or endorsements on the Site are voluntary statements by past or current clients and do not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. We endeavor to comply with all ethical rules, including advertising rules, applicable to our practice. Our attorneys are licensed to practice only in those jurisdictions noted in their biographies and do not seek to represent anyone in a jurisdiction where that lawyer is not licensed.
• Client Portal and Communications: For clients we formally represent, we may provide a secure client portal on our Site for communication and document sharing. Use of the client portal is subject to additional terms which we will provide. You agree to keep your portal login credentials confidential. While we employ security measures, you acknowledge that electronic communication has inherent risks; we cannot guarantee that communications or documents via the portal or email will be free from interception by third parties. If you prefer to communicate via alternate means (e.g., phone, traditional mail) for sensitive matters, please inform us.
• Fees and Billing (Legal Services): Our legal services may be provided on an hourly, flat-fee, or contingency basis as agreed in your engagement letter. The Site may describe general fee structures or offer preliminary consultations. However, any quoted fees on the Site are for informational range purposes and not binding. Actual fees will be confirmed in the engagement agreement. Clients are responsible for any third-party costs or disbursements incurred on their behalf (e.g., court filing fees, expert fees) as outlined in the engagement. We typically require an advance retainer for new clients, which will be deposited in our client trust account and drawn down as fees are earned and costs are incurred, per the terms of your engagement letter.
Authorized Resellers (Selling Branded Products as a Reseller)
• Authorized Reseller Status: We operate as an authorized reseller of certain products made by third-party manufacturers or brands. This means we have an agreement or permission to sell those products, and in doing so we adhere to the manufacturer’s guidelines for marketing, pricing (including any Minimum Advertised Price policies, if applicable), and customer support. We make it clear when a product on our site is supplied by another brand. Authenticity Guarantee: As an authorized reseller, we guarantee that all such products we sell are new, genuine, and obtained through legitimate supply channels.
• Manufacturer Warranties: Products sold as an authorized reseller are typically accompanied by the original manufacturer’s warranty (if one exists). We do not provide any independent warranty beyond the manufacturer’s warranty unless expressly stated. Warranty Claims: For any issues or defects covered under a manufacturer’s warranty, customers may need to seek resolution through the manufacturer’s warranty process. We will assist customers by providing contact information or facilitating communication with the manufacturer when possible. If the manufacturer authorizes us to handle warranties or returns on their behalf, we will do so as per their instructions. Keep all product documentation and packaging, as it may be required for warranty service.
• Returns of Third-Party Products: Our standard return policy (see Shipping and Returns section) applies to products we resell, unless the manufacturer has specific return restrictions or we have indicated the item is final sale. If a manufacturer’s policy differs (for instance, if a product must be returned directly to the manufacturer or if certain opened items cannot be returned due to health/hygiene reasons), we will notify you on the product page or at purchase. We abide by any agreements with manufacturers regarding returns, so in some cases our flexibility may be limited by those terms.
• Liability for Third-Party Products: To the extent permitted by law, our liability for products made by third parties is limited. Product Issues: The manufacturer of the product remains responsible for the quality, safety, and compliance of their product. We are not the manufacturer and (to the maximum extent allowed by law) we do not accept liability for product defects, design flaws, or injuries/damages arising from use of the product. Any product liability claims or safety concerns should be directed to the product’s manufacturer. However, we will certainly cooperate with customers who have issues—for example, by facilitating contact with the manufacturer, or processing a return if the situation falls under our policy. We also comply with any recall or safety notice procedures: if a product we sold is subject to a recall, we will take steps to inform purchasers and assist with the recall process as instructed by the manufacturer or regulators.
• Territorial Restrictions: As an authorized reseller, we may be contractually limited to selling products in specific territories (e.g., only within the USA). Thus, we might not ship certain branded products outside our authorized region. If a purchase is made for shipment outside of our allowed territory, we reserve the right to cancel the order and will notify you and provide a refund. Similarly, the product warranties and support may only be valid in the intended region of sale. Customers who export products outside the original country of purchase assume responsibility for compliance with local laws (such as import regulations, certifications, or usage restrictions) and for any effects on warranty coverage.
Third-Party Sellers (Marketplace Platforms)
• Marketplace Role Disclaimer: We may operate a platform or section of our Site that allows third-party sellers (“Third-Party Sellers”) to list and sell products or services directly to buyers. [Insert Business Name] is not the buyer or seller of the Third-Party Sellers’ items; we only provide the online venue for such transactions. This means that the contract of sale for a Third-Party Seller’s product is directly between the Third-Party Seller and the buyer (you). We are not a party to that contract. No Agency: Third-Party Sellers are independent businesses and are not agents, employees, or representatives of Boss Gal Beauty Bar. We do not endorse any Third-Party Seller or their products/services, and we make no warranty or representation as to the quality, safety, legality, or fitness of any products or services sold by them.
• Third-Party Seller Terms: When you purchase from a Third-Party Seller on our platform, additional terms from that seller may apply to your order (for example, the seller’s own return policy, shipping terms, or privacy policy). We require Third-Party Sellers to provide clear information on their policies. Be sure to review the seller’s profile or policy links on the product listing page. If a Third-Party Seller’s terms conflict with these Terms in a material way, those terms may govern the specific aspects of your transaction with that seller (except that nothing in a seller’s terms may limit our rights or your obligations regarding use of our Site itself).
• Payments and Fees: Purchases made from Third-Party Sellers are typically processed through our platform’s checkout. We collect payment from you (the buyer) as an agent on behalf of the seller, and then remit funds to the seller. By placing an order with a Third-Party Seller, you authorize us to charge your payment method for the total order amount, which may include the item price, shipping, taxes, and our platform service fee (if applicable). We may charge sellers a commission or fee for using our platform; however, no extra platform fee is charged to buyers beyond what is disclosed at checkout. Taxes: Third-Party Sellers are responsible for determining and including any applicable taxes in their prices. We may facilitate the calculation and remittance of taxes on behalf of sellers in certain jurisdictions, as required by law.
• Disputes with Third-Party Sellers: Because the actual transaction is between buyer and seller, you agree that any claim or dispute arising out of a purchase of a Third-Party Seller’s product is ultimately between you and the seller. Our platform may offer a customer protection or dispute resolution program to assist buyers (for example, a guarantee policy or mediation process) – see [Insert link or section reference] for details. We will try to facilitate an amicable resolution in good faith (such as by providing messaging channels, or in some cases, refunding the buyer and charging back the seller if the seller fails to fulfill the order). However, Boss Gal Beauty Bar does not assume liability for the acts or omissions of Third-Party Sellers. If a dispute cannot be resolved through our internal process, you may need to pursue legal recourse directly against the seller.
• Platform Use and Seller Compliance: We require Third-Party Sellers to comply with our marketplace policies and standards. This includes agreements to sell only genuine products that they have the right to sell, to accurately describe items, fulfill orders in a timely manner, and abide by all applicable laws (such as consumer protection laws, product safety regulations, and export/import rules). If you encounter a seller who you believe is violating these requirements (for example, selling counterfeit goods, engaging in fraudulent activity, or misrepresenting products), please report it to us. We reserve the right to take action against sellers who violate our rules, which may include removing listings, suspending or terminating accounts, and cooperating with law enforcement. No Waiver of Rights: These measures are for the benefit of maintaining a safe platform and do not create any contractual obligation on our part to you for the actions of sellers, but we will make reasonable efforts to enforce our policies for the integrity of the marketplace.
Franchises (Franchise Systems and Locations)
• Independent Ownership: Some locations or services of Boss Gal Beauty Bar are operated by franchisees under a franchise agreement. Each franchise location is independently owned and operated. While franchisees are contractually obligated to adhere to our brand standards, policies, and quality requirements, they are separate legal entities. No Joint Employer or Agency: Neither the franchisor (us) nor any other franchisee has control over the day-to-day operations or employment decisions of an individual franchisee. Franchise owners hire and supervise their own employees, set their own prices (except where part of a national promotion), and are solely responsible for their business’s legal and regulatory compliance. As such, [Insert Business Name] (the franchisor) is generally not responsible for the acts or omissions of its franchisees beyond what is required by law or specified in our franchise agreement.
• Applicability of Terms: These Terms & Conditions govern your use of our corporate Site and any general services we provide online. If you are dealing with a specific franchised location (for instance, using a store-specific online ordering page, or visiting a franchise location in person), additional or different terms may apply, especially regarding transactions. For example, a franchised store may have its own payment processor for online orders or its own refund policy for in-person purchases. We strive to ensure consistency across the brand, but minor variations can occur. If a franchise location or its local website provides terms of service or policies, those will apply to local transactions or interactions with that franchisee. Corporate offerings vs. Franchise offerings: When you purchase a product or service through the corporate Site that will be fulfilled by a local franchise (e.g., placing an order for pickup at a franchised store), we act as an intermediary to facilitate that transaction. The sale is ultimately between you and the franchisee fulfilling the order, and the franchisee is responsible for that sale (including any liability or warranties for goods/services provided by them).
• Franchisee Contributions and Promotions: Occasionally, the franchisor (us) may coordinate national promotions, gift cards, or programs that involve franchise locations (e.g., a nationwide loyalty program or gift card usable at all locations). Participation by franchisees may vary. We will disclose any limitations (for example, “Only at participating locations”). Franchisees that opt into such programs agree to honor the terms set forth by the franchisor for consistency. If you have an issue redeeming a franchisor-issued promotion or gift card at a franchised location, please contact us and we will assist in resolving it. Conversely, franchisees may run their own local promotions or events that are not directed by the franchisor; in those cases, the franchisee alone is responsible for those offers.
• Liability and Dispute Resolution: Any claims arising from the operation of a franchised location (such as an injury at a store, a dispute over a purchase made from a franchisee, or employment-related claims if you are an employee of a franchisee) are generally the sole responsibility of that franchisee. You agree that any such claim or dispute should be addressed with the franchisee directly. The franchisor will typically not be a party to such a dispute unless required by law or unless the franchisor’s own rights or interests are implicated. For example, if you sue a franchisee for a product issue, the franchisor is not liable just because of the franchise relationship, except in rare cases specified by law. Any direct claims you have against the franchisor (for instance, regarding the content on the corporate Site or a corporate-run program) remain subject to the disclaimers and limitations of liability in these Terms. If you are unsure whether a location is corporate-owned or franchised, you can inquire with that location or check our Site for a list of franchise locations.